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Quote by Malcolm Gladwell

“Those with health insurance are overinsured and their behavior is distorted by moral hazard. Those without health insurance use their own money to make decisions based on an assessment of their needs. The insured are wasteful. The uninsured are prudent. So what's the solution? Make the insured a little more like the uninsured.”

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Malcolm Gladwell

Malcolm Gladwell is a Canadian journalist and author known for his insightful analysis of social psychology and business. His works explore the psychological mechanisms behind human behavior, decision-making, and success. more

“There's nothing wrong with a plan, but remember Von Moltke's famous dictum that no plan survives first contact with the enemy. The danger is a plan that seduces us into thinking failure is impossible and adaptation is unnecessary - a kind of ‘Titanic' plan, unsinkable (until it hits the iceberg).”

Thinking Firsts Kind Remember Enemy Plans Impossible Danger Contact Unnecessary Adaptation Seducing Iceberg First Contact

Author:Tim Harford

“If the whole process of learning from failure means discarding stuff that's not working, but in fact, our natural reaction is to keep going, to throw more money behind it, to throw more emotional energy behind it... that's a real problem.”

Ifs Mean Real Whole Facts Problem Energy Stuff Process Natural Behinds Emotional Reactions Keep Going More Money Real Problems Learning From Failure Emotional Energy

Author:Tim Harford

Quote by Malcolm Gladwell

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