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“If you have $10,000 sitting in a savings or checking account earning only 1.0 percent annually when it could be earning 4.5 percent, you are cheating yourself out of $450 a year in interest. The way I see it, that's a plane ticket to Hawaii or a fancy dream night out on the town or more money in your retirement account! In other words, that so-called free checking account at the bank really isn't. Quite the contrary, it's costing you a fortune.” — David Bach

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If you have $10,000 sitting in a savings or checking account earning only 1.0 percent annually when it could be earning 4.5 percent, you are cheating yourself out of $450 a year in interest. The way I see it, that's a plane ticket to Hawaii or a fancy dream night out on the town or more money in your retirement account! In other words, that so-called free checking account at the bank really isn't. Quite the contrary, it's costing you a fortune.
— David Bach