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“You may set out with the goal of becoming a billionaire or a Nobel Prize winning Scientist or Author within the next 20 years. But most of the times, life will throw a curve ball at you that may displace all your plans. Your business ventures that you thought would work out exceedingly well and become your stepping stone to becoming a billionaire may become a super flop and leave you with a huge debt instead. The miraculous scientific discoveries you intend to make to win the Nobel Prize may never come across your way. You may make discoveries that are not that important or someone else who is much better funded may beat you to it. You may experience a personal tragedy which leaves you extremely disadvantaged. You may experience unexpected immediate responsibilities that may throw you off course of your goal. For example, a serious medical condition or the death of a family member. The world may not reward your actions the way you expected. What happens to your twenty-year goal? Nothing, it goes down the drain.” — Anubhav Srivastava