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“Often when the problem gambler decides to gamble, they will plan to do it “responsibly”. They will get a set amount of cash and intend to leave when that amount is lost. I have used exactly this plan approximately a million times—basically every time I’ve gone to the casino. The problem with that plan is that after I’ve lost my allotted amount, I don’t want to quit gambling. By that I mean I desperately want to keep playing. I will walk around the casino looking for cash on the floor (you would be surprised how many times I find bills down there), I’ll collect two cent tickets until I have enough to get a dollar bill. I’ll go out to the car and scrounge for change on the floor or in the ash tray. That’s how desperate the addicted gambler gets when they are physically in the casino, staring at the machines, and unable to play because they are out of money. If I do have any credit cards in my wallet that have available cash advance amounts, I will take that card to the cage and get whatever the maximum allowable cash advance. Often that amount is a thousand or more dollars. This scenario is played out by every addicted slot machine player that I have ever known, over and over again. If I went to the casino with $300 in my pocket, knowing that was all I could afford, by getting an advance I could easily walk out having lost $2,300. It is precisely that unanticipated failure of my plan, that now unmanageable loss, the confusion, shame, and despair of my weakness, that leads to the sudden and unexpected impulse to commit suicide. This is why restricting cash advances from your credit card is so important.” — Kurt Dahl