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“Never pretend to have money except when you are in straits. The poor man who pretends to have a bank account betters his credit and takes no risk. But the prosperous individual who counts his money in the street, forthwith will be invited to attend a charity bazaar.”

“Perhaps the deterioration of American education is illustrated by the high correlation between the number of years a person has attended school and his inability to understand the words "the right of the people to keep and bear arms shall not be infringed." It is more likely, though, that those who interpret the Second Amendment to preclude an individual right to own guns are driven by their political agenda. Whichever the case, they do themselves no credit when they tell us that a simple, elegant sentence means the opposite of what it clearly says.”

“Debt is a trap, especially student debt, which is enormous, far larger than credit card debt. It’s a trap for the rest of your life because the laws are designed so that you can’t get out of it. If a business, say, gets in too much debt it can declare bankruptcy, but individuals can almost never be relieved of student debt through bankruptcy.”

“Outside observers often assume that the more complicted a piece of mathematics is, the more mathematicians admire it. Nothing could be further from the truth. Mathematicians admire elegance and simplicity above all else, and the ultimate goal in solving a problem is to find the method that does the job in the most efficient manner. Though the major accolades are given to the individual who solves a particular problem first, credit (and gratitude) always goes to those who subsequently find a simpler solution.”

“Pessimism like calumny is easy to do, and attracts immediate attention. The gossiper and the writer may find this out soon enough, and a little encouragement from the current mood will procure them successes that bring endless imitators in their trail. On the other hand saying good things about life in general and individuals in particular and making it interesting is a serious task which few can achieve with credit.”

“Beliefs constitute the basic stratum, that which lies deepest, in the architecture of our life. By them we live, and by the same token we rarely think of them.... One may symbolize the individual life as a bank of issue. The bank lives on the credit of a gold reserve which is rarely seen, which lies at the bottom of metal coffers hidden in the vaults of the building. The most elementary caution will suggest that from time to time the effective condition of these guaranties--of these credences, one might say, that are the basis of credit--be passed in review.”