“Of course, as the United States built a safety net that excluded and punished black families, it created a wealth-building apparatus to buoy and enrich white ones. It is not market forces and individual effort alone that determine who succeeds and prospers and who remains impoverished and excluded in the United States, but government policy and deep-seated cultural and societal mores.” MoneyRaceRace RelationsRace In AmericaUbi Book:Give People Money: The Simple Idea to Solve Inequality and Revolutionise Our Lives Source: Give People Money: The Simple Idea to Solve Inequality and Revolutionise Our Lives