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Quote by Richard Thaler

“Every American worker should be able to save for retirement via payroll deductions.”

Quote by Richard Thaler

Author

Richard Thaler, born on September 12, 1945, is an American economist renowned for his contributions to behavioral economics. Professor Thaler is a faculty member at the University of Chicago and is considered one of the pioneers of behavioral finance. His research focuses on how human behavior influences economic decisions and how these behaviors conflict with traditional economic theories. more

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“Most economists, including me, agree that longevity insurance would make sense for a lot of people.”

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“People worry that if they buy an annuity and then die before the policy starts to pay off, their heirs will lose out. I tell them, "What you should be more worried about is if you outlive your money, you will have to move in with your kids. Ask your kids which of these outcomes they are more worried about."”

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“The reactions of the human heart are not mechanical and predictable but infinitely subtle and delicate.”

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