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Quote by Keith Davis

“We didn't actually overspend our budget. The allocation simply fell short of our expenditure.”

Quote by Keith Davis

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Keith Davis

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“She planted that terror of debt so deeply in her children that even now, in a changed economic pattern where indebtedness is a part of living, I become restless when a bill is two days overdue. Olive never accepted the time-payment plan when it became popular. A thing bought on time was a thing you did not own and for which you were in debt. She saved for things she wanted, and this meant that the neighbours had new gadgets as much as two years before we did.”

MoneyEconomyCreditSpendingSaving152 153
Book:East of Eden
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“Creating a home that makes you feel wonderful is a gift you give yourself that echoes through the rest of your life. A bedroom you love is one in which you want to have an organized, well-cared-for wardrobe, which means less money spent replacing your battered items. A happy, practical, smartly appointed kitchen is one you actually *want* to cook in, which means much less money spent eating out or ordering in. A chic and comfortable living room means more entertaining at home and embracing the lost art of dinner parties (always cheaper than doing drinks and a restaurant dinner!). Even a Zen, candle-filled, clean bathroom is one in which you want to spend time doing home spa treatments instead of feeling like you have to go somewhere expensive to feel beautiful. If you create a home that is most attuned to your life and somewhere you really enjoy being, everything benefits.”

InspirationalMoneyLifestylePersonal Finance
Book:The Financial Diet
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“There are many things from which I might have derived good, by which I have not profited, I dare say, 'Christmas among the rest. But I am sure I have always thought of Christmas time, when it has come round -- apart from the veneration due to its sacred name and origin, if anything belonging ti it can be apart from that -- as a good time; a kind, forgiving, charitable, pleasant time: the only time I know of, in the long calendar of the year, when men and women seem by one consent to open their shut-up hearts freely, and to think of people below them as if they really were fellow-passengers to the grave, and not another race of creatures bound on other journeys.”

MoneyFinancialChristmasScroogeMeaning Of Christmas
Book:A Christmas Carol and Other Christmas Writings
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“...If you look at mainstream economics there are three things you will not find in a mainstream economic model - Banks, Debt, and Money. How anybody can think they can analyze capital while leaving out Banks, Debt, and Money is a bit to me like an ornithologist trying to work out how a bird flies whilst ignoring that the bird has wings...”

MoneyEconomicsDebtFinanceExpertsBankingFinancial CrisisOccupy Wall StreetEconomistsFinancial Crisis Of 2007 2011Economics PhilosopyThe Four HorsemenThe End Of Experts
Author:Steve Keen
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