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“Financial literacy is not an end in itself, but a step-by-step process. It begins in childhood and continues throughout a person's life all the way to retirement. Instilling the financial-literacy message in children is especially important, because they will carry it for the rest of their lives. The results of the survey are very encouraging, and we want to do our part to make sure all children develop and strengthen their financial-literacy skills.”

“How strange it is, our little procession of life! The child says, "When I am a big boy." But what is that? The big boy says, "When I grow up." And then, grown up, he says, "When I get married." But to be married, what is that after all? The thought changes to "When I'm able to retire." And then, when retirement comes, he looks back over the landscape traversed; a cold wind seems to sweep over it; somehow he has missed it all, and it is gone.”

“Right now, we say in a traditional home one parent stays home with the children and the other provides the financial support for that family. That is the acceptable and right thing to do. If we begin to expand that, not only do we dilute the resources that are available, we begin to dilute things like health care, retirement, all the things offered to families that help them be a family.”

“When a man is forced into early retirement, he is often being 'given up for a younger man.' Being forced into early retirement can be to a man what being 'given up for a younger woman' is for a woman... Why do many men get more upset by retirement than women do from the empty nest when their children leave home? When females retire from children, they can try a career; when a man retires from a career, his children are gone.”