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“That $27,000 that a young player will now get just for making the main draw at the Australian Open is huge. It can set them up for a couple of months which at that level you really do need that kind of help. It sounds like a lot of money, but when you're travelling the world trying to make it as a tennis player, it doesn't last long.”

“If a betting game among a certain number of participants I played long enough, eventually one player will have all the money. If there is any skill involved, it will accelerate the process of concentrating all the stakes in a few hands. Something like this happens in the market. There is a persistent overall tendency for equity to flow from the many to the few. In the long run, the majority loses. The implication for the trader is that to win you have to act like the minority. If you bring normal human habits and tendencies to trading, you'll gravitate toward the majority and inevitably lose.”

“Continual improvement involves an appreciation that there is always a better way to do things irrespective of how much you have achieved or how comfortable you might be with where you currently are in life. As a young international rugby player I learnt a valuable lesson about sacrifice. The bottom line was the phrase 'long after the price is forgotten the quality remains'. Undertaking JOLT Challenge involves sacrifice but it is well worth it as you explore creative and innovative ways of challenging yourself for constant improvement in many areas of life.”