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“There are a few investment managers, of course, who are very good - though in the short run, it's difficult to determine whether a great record is due to luck or talent. Most advisors, however, are far better at generating high fees than they are at generating high returns. In truth, their core competence is salesmanship. Rather than listen to their siren songs, investors - large and small - should instead read Jack Bogle's The Little Book of Common Sense Investing.”

“Some of the parables that Matthew records and that Jesus delivered as part of his Olivet Discourse-such as the ten virgins and their lamps or the servants and the talents they were given-are some of the best known of Jesus' teachings. Reading them in the context of his prophecies about the end of the world, however, makes them clearly parables of preparation. To be on his right hand with his "sheep" rather than at his left hand with the "goats" at his return, we must prepare ourselves now.”