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Quote by Kristin Hannah

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Magic Hour

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Kristin Hannah
Kristin Hannah

Kristin Hannah is an American author known for her emotionally rich novels. Her works often explore themes of family, love, and women's growth. Born on September 25, 1960, Hannah has been publishing novels since 1992, and her books have been widely popular around the world. more

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“Dollar for dollar, no other society approaches the United States in terms of the number of square feet per person, the number of baths per bedroom, the number of appliances in the kitchen, the quality of the climate control, and the convenience of the garage. The American private realm is simply a superior product. The problem is that most suburban residents, the minute the leave this refuge, are confronted by a tawdry and stressful environment. They enter their cars and embark on a journey of banality and hostility that lasts until they arrive that interior of their next destination. Americans may have the finest private realm in the developed world, but our public realm is brutal.”

Housing
Book:Suburban Nation: The Rise of Sprawl and the Decline of the American Dream
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“If I am not the legal resident of the apartment you cannot evict me. You cannot evict Mrs. Tuttle, who is the legal resident of the apartment, because she is not living here. Unless you accept my check you are not going to receive any rent for the apartment at all because you cannot rent it to anyone else while I am living here because you cannot evict me so they could move in. Mrs. Tuttle will not pay the rent because she is not living here. Sincerely, Marian Griswold”

HousingRentEvictionRentingTenantIndians Live In TentsRental AgreemantThe Tenant
Book:Just an Ordinary Day: The Uncollected Stories
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“The American real-estate industry believed segregation to be a moral principle. As late as 1950, the National Association of Real Estate Boards' code of ethics warned that "a Realtor should never be instrumental in introducing into a neighborhood ... any race or nationality, or any individuals whose presence will clearly be detrimental to property values." A 1943 brochure specified that such potential undesireables might include madams, bootleggers, gangsters - and "a colored man of means who was giving his children a college education and thought they were entitled to live among whites." The federal government concurred. It was the How Owners' Loan Corporation, not a private trade association, that pioneered the practice of redlining, selectively granting loans and insisting that any property it insured be covered by a restrictive covenant - a clause in the deed forbidding the sale of the property to anyone other than whites. Millions of dollars flowed from tax coffers into segregated white neighborhoods. "For perhaps the first time, the federal government embraced the discriminatory attitudes of the marketplace," the historian Kenneth R. Jackson wrote in his 1985 book, Crabgrass Frontier, a history of suburbanization. "Previously, prejudices were personalized and individualized; FHA exhorted segregation and enshrined it as public policy. Whole areas of cities were declared ineligible for loan guarantees." Redlining was not officially outlawed until 1968, by the Fair Housing Act. By then the damage was done - and reports of redlining by banks have continued.”

PropertyDiscriminationAmerican HistoryHousingSegregationBlack HistoryMortgageUs HistoryReal EstateLoansInstitutionalized RacismRedliningHousing DiscriminationMortgagesHousing LoansReal Estate History
Book:Un conto ancora aperto
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“Between 1934 and 1962 the U.S government handed out billions of dollars in home loans. But those weren't available to anyone black, a system eventually referred to as redlining, which would ensure that only whites could get out of poverty and find ways to wealth. In the U.S., that's what caused the development of ghettos. People of colour were not able to invest in housing that could then be passed on down through generations, forming the sort of wealth that many white people have.”

RacismCanadaHousingGenerational WealthRedlining
Book:What Killed Jane Creba: Rap, Race, and the Invention of a Gang War
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“Government's commitment to separating residential areas by race began nationwide following the violent suppression of Reconstruction after 1877. Although the Supreme Court in 1917 forbade the first wave of policies—racial segregation by zoning ordinance—the federal government began to recommend ways that cities could evade that ruling, not only in the southern and border states but across the country. In the 1920s a Harding administration committee promoted zoning ordinances that distinguished single-family from multifamily districts. Although government publications did not say it in as many words, committee members made little effort to hide that an important purpose was to prevent racial integration. Simultaneously, and through the 1920s and the Hoover administration, the government conducted a propaganda campaign directed at white middle-class families to persuade them to move out of apartments and into single-family dwellings. During the 1930s the Roosevelt administration created maps of every metropolitan area, divided into zones of foreclosure risk based in part on the race of their occupants. The administration then insured white homeowners' mortgages if they lived in all-white neighborhoods into which there was little danger of African Americans moving. After World War II the federal government went further and spurred the suburbanization of every metropolitan area by guaranteeing bank loans to mass-production builders who would create the all-white subdivisions that came to ring American cities. In 1973, the U.S. Commission on Civil Rights concluded that the 'housing industry, aided and abetted by Government, must bear the primary responsibility for the legacy of segregated housing. . . . Government and private industry came together to create a system of residential segregation.”

RacismInjusticeDiscriminationHousingSegregation
Book:The Color of Law: A Forgotten History of How Our Government Segregated America
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