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“Find rates for all the top No Medical Exam Life Insurance carriers in your area. We specialize in no medical exam term life insurance but carry everything from standard term life to guaranteed issue final expense insurance. Our online quoting and application process means that you have all the rates available at your finger tips. We don't work for an insurance company we work for you.”

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“The doctor asks the patient some form of the following: “So, what is wrong?” (or, in my case, my doc always asks “So, what are your concerns?”). The doctor listens for an average of 9 seconds, then intervenes with a prognosis. The amount of time the doctor is willing to listen before intervening has gone down over time, presumably as health insurers have pressured doctors to increase throughput and as they have greatly increased the amount of paperwork required of doctors. In other words, it is in the name of efficiency. The efficiency fairies are at work in the doctor’s office to eliminate all that wasteful time spent in creating a doctor-patient relationship.”

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Author:L. Randall Wray
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“Anyone under the age of 65 that has private health insurance is not the true customer in American healthcare. Large and small group employers are.”

EconomicsReformHealth CareConsumersHealthcareInsuranceHealth Care ReformUninformedMarket FailureHealth Insurance
Book:What the U.S. Healthcare System Doesn't Want You to Know, Why, and How You Can Do Something About It
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“The imaginations of our nation's entrepreneurs, coupled with the constant discoveries of our scientists, can lead us to this future. But our twentieth-century policies, regulations, and market approaches cannot solve our twenty-first-century challenges. We are also hindered by our big, bureaucratic government and special interests that protect the past at the expense of progress. We must urgently rethink these failing systems and outdated regulations if we are to clear the way for a revolution in health science and technology. President Trump and congressional Republicans, therefore, must think much bigger and broader than changes in insurance financing to enact real reform that will save lives and save money. Instead, their number one priority should be to replace our current health bureaucracy with a flatter, more transparent, and more accountable health system that embraces innovation.”

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