“Restraining, saving, assuring your checkbook balance...what does all taht amount to? If I go broke one day I'll just take out loans” IfsDoeAmountBalanceOne DaySavingBrokeLoanRestraining Author:Novala Takemoto
“I have a feeling-as compelling as a religious conviction-that if industry will constantly pass on to the worker and the customer all the savings of labor-saving machinery and invention, rather than siphon them off into the pools of watered securities, it will by that process keep distribution and production in balance and go as far toward Utopia as our poor human natures will go or be driven.” IfsHumansFeelingsProcessReligiousPoorSecurityHuman NatureIndustryBalanceLaborWorkersProductionsConvictionCustomersDrivenInventionSavingPoolCompellingDistributionMachinerySavingsUtopia Author:Samuel B. Pettengill
“Get your money in balance. One rule of thumb is 50/30/20. Spend about 50% of your money on must-haves - things like rent, car payments - and about 30% on wants, while 20% should go toward savings and paying down debt.” WantShouldCarBalanceDebtSavingPaymentSavingsThumbsCar Payments Author:Elizabeth Warren
“If you are worried about job security and do not have an adequate emergency fund (ideally eight months' worth of living expenses stashed away in a federally insured bank or credit union), you need to focus more on saving money than paying down the balance on your credit cards.” IfsNeedsJobsFocusSecurityMonthsBalanceUnionsEightCreditCardsSavingWorriedFundExpensesEmergenciesAdequateCredit CardSaving MoneyCredit Unions Author:Suze Orman
“Those carrying a credit card balance should scale back to making the minimum payment each month so they have more money to put into savings.” ShouldMonthsBalanceCreditScalesCardsSavingMore MoneyMinimumPaymentSavingsCredit CardEach Month Author:Suze Orman
“I get so frustrated when people tell me it's unrealistic to create an eight-month emergency savings fund, or have money saved for a home down payment, or pay off their $5,000 credit card balance.” PeopleHomePayMonthsBalanceEightCreditSavedCardsSavingFundFrustratedEmergenciesPaymentSavingsCredit Card Author:Suze Orman