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“He was the freeman whom the truth made free; Who first of all, the bands of Satan broke; Who broke the bands of sin, and for his soul, In spite of fools consulted seriously.”

“I am pleased as punch no longer to believe in a god who declares reason a sin, who will not choose many noble and great and wise things but has chosen the base things of the world, the foolish things, the weak things and the things which are not. A god who can choose his companions in eternity and prefers Jerry Falwell and Tammy Bakker over Albert Einstein and Marie Curie. I am no longer a fool for Christ's sake. And I have no more desire to be a sheep than to be a fool. It is possible to pull out justification for imposing your will on others, simply by calling your will God's will.”

“The commission of the investment sins listed above is not limited to 'the little guy.' Huge institutional investors, viewed as a group, have long underperformed the unsophisticated index-fund investor who simply sits tight for decades. A major reason has been fees: Many institutions pay substantial sums to consultants who, in turn, recommend high-fee managers. And that is a fool's game.”