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“Unfortunately, throughout the housing crisis we've seen innocent homeowners who have been victims of shady mortgage lenders and unscrupulous individuals who have used a down market to line their own pockets at the expense of others. This bill is designed to send a message by revising our laws to ensure criminals are brought to justice and that law enforcement has the tools to uncover these fraudulent schemes and go after the bad actors. Criminals should be put on notice that ripping off homeowners and taxpayers won't be tolerated.”

“We all admire the courageous person and quite often consider the individual who lacks courage, a coward. However, that is not how Earl Nightingale saw it. He said the opposite of courage was not cowardness, it was conformity. The next time you are encouraged to fall into line, to be a sport and everything in you says no - be courageous and go your own way. There is no compensation in conformity.”

“There's increasing consciousness that a "command and control" style of management which one associates with a male model isn't necessarily what works anymore, especially with small to medium sized companies. There's increasing evidence that a more flexible management style, where responsibility is distributed up and down the line, is what works best. And that kind of management style is one that will allow individual workers more flexibility - men and women.”