Quotessence
Home / Topics / Lenders Quotes

Lenders Quotes

Browse 62 quotes about Lenders.

Related topics

BorrowersCreditDebtLendingLoanMoney Lenders

Lenders Quotes

“The infamous Debt-To-Income ratio is the standard formula most lenders use to determine a potential borrowers capacity. Lenders calculate this by adding up a borrower’s total monthly debt payments and dividing that by the borrowers gross monthly income.”

Business QuotesHendrith SmithBorrowingLendersBorrowersInterest RatesQuotes About BusinessBasis PointDebt To Income
Book:Capital Acquisition: Small Business Considerations for How to Get Financing
Create image

“It’s ironic perhaps – but no one wants to lend money to someone or something that has no money or no monetary worth. You wouldn’t plant a seed on barren ground – you plant a seed where there’s already a wealth of resources sufficient to cultivate the seed. It could be a tiny bit of soil in a pot, or the expanse of your front yard. But you’re going to make sure the seed has enough soil to put down roots and a quality of soil that facilitates growth.”

Business QuotesLendingLendersBusiness LoansBasis PointPaydex
Book:Capital Acquisition: Small Business Considerations for How to Get Financing
Create image

“We see the Jew, then, in business, as promoter, money-lender, salesman par excellence, the author and chief instigator of a system of credit by which a nation-wide usury rises like a Golem (a created monster) with a million hands on a million throats, to choke the honor and the freedom-of-movement of a hard-working people.”

PeopleHardHandsNationsMillionsMovementHard WorkHonorExcellenceJewCreditWideMonstersChiefsThroatChokeSalesmanPromotersUsuryLendersInstigatorsMoney Lenders
Author:Samuel Roth
Create image

“Unfortunately, throughout the housing crisis we've seen innocent homeowners who have been victims of shady mortgage lenders and unscrupulous individuals who have used a down market to line their own pockets at the expense of others. This bill is designed to send a message by revising our laws to ensure criminals are brought to justice and that law enforcement has the tools to uncover these fraudulent schemes and go after the bad actors. Criminals should be put on notice that ripping off homeowners and taxpayers won't be tolerated.”

ShouldHas BeensLawUsedActorsIndividualLinesJusticeMessagesToolsCrisisVictimBillsCriminalsInnocentPocketsExpensesSchemesLaw EnforcementEnforcementHousingTaxpayersMortgageShadyRevisingLendersHomeownersHousing Crisis
Author:Chuck Grassley
Create image

“The Treasury plan is a disgrace: a bailout of reckless bankers, lenders and investors that provides little direct debt relief to borrowers and financially stressed households and that will come at a very high cost to the US taxpayer. And the plan does nothing to resolve the severe stress in money markets and interbank markets that are now close to a systemic meltdown.”

LittlesDoePlansCostDirectStressDebtReliefResolveInvestorsHouseholdSevereDisgraceRecklessTaxpayersBankersStressedTreasuryLendersBailoutsMeltdownsBorrowers
Author:Nouriel Roubini
Create image

“Some people think the Federal Reserve Banks are US government institutions. They are not... they are private credit monopolies which prey upon the people of the US for the benefit of themselves and their foreign and domestic swindlers, and rich and predatory money lenders. The sack of the United States by the Fed is the greatest crime in history. Every effort has been made by the Fed to conceal its powers, but the truth is the Fed has usurped the government. It controls everything here and it controls all our foreign relations. It makes and breaks governments at will.”

PeopleThinkingHas BeensMadeStatesGovernmentUnitedMoneyEffortBreakUnited StatesRichCrimeTruth IsBenefitsEconomicsRelationInstitutionsCreditFedsReservesBankingTaxationPreyMonopolyFederal ReservePredatoryLendersForeign RelationsSwindlersMoney Lenders
Author:Louis Thomas McFadden
Create image

“We rarely use much debt and, when we do, we attempt to structure it on a long-term fixed rate basis. We will reject interesting opportunities rather than over-leverage our balance sheet. This conservatism has penalized our results but it is the only behavior that leaves us comfortable, considering our fiduciary obligations to policyholders, depositors, lenders and the many equity holders who have committed unusually large portions of their net worth to our care.”

LongUseCareOpportunityTermInterestingResultsBalanceBehaviorComfortableBasesStructureRateInvestingCommittedDebtObligationFixedLong TermRejectsPortionsConsideringSheetsEquityConservatismNet WorthLendersBalance SheetsFiduciary
Author:Warren Buffett
Create image

“If two parties, instead of being a bank and an individual, were an individual and an individual, they could not inflate the circulating medium by a loan transaction, for the simple reason that the lender could not lend what he didn't have, as banks can do. Only commercial banks and trust companies can lend money that they manufacture by lending it.”

IfsTwoReasonIndividualCan DoSimplePartyCompanyMediumsLoanTransactionsLendingLendersCommercial Banks
Author:Irving Fisher
Create image

“Perhaps more than anything else, failure to recognize the precariousness and fickleness of confidence - especially in cases in which large short-term debts need to be rolled over continuously - is the key factor that gives rise to the this-time-is-different syndrome. Highly indebted governments, banks, or corporations can seem to be merrily rolling along for an extended period, when bang! - confidence collapses, lenders disappear, and a crisis hits.”

NeedsGivingDifferentSeemsGovernmentTermCasesKeysPeriodsCrisisDebtDisappearFactorsCorporationsCollapseRollingBangsShort TermSyndromesIndebtedLendersRolling Along
Author:Carmen Reinhart
Create image

“Once the settlement is completed, the credit card company will report it to the credit bureaus, which will then make a notation on your credit report that that account was paid by settlement. That's going to signal to future lenders that you left the last guy hanging. That's why, as with bankruptcy, debt settlement is an extreme option, one you shouldn't take lightly. It's not just an easy, cheap way to eliminate debt.”

WayLastsGuyLeftEasyCompanyAccountsPaidExtremesCreditDebtCardsReportsSignalsCredit CardSettlementBankruptcyLendersDebt Settlement
Author:Jean Chatzky
Create image

“Most Americans have no real understanding of the operation of the international money lenders. The accounts of the Federal Reserve System have never been audited. It operates outside the control of Congress and manipulates the credit of the United States.”

RealStatesUnderstandingFreedomUnitedMoneyUnited StatesAccountsHistoricalInternationalCongressCreditOperationsReservesBankingManipulateBankersFederal ReserveCentral BanksBanking SystemLendersBankers And BanksCentral BankingBanks And MoneyMoney Lenders
Author:Barry Goldwater
Create image

“What was to be a relatively innocuous federal government, operating from a defined enumeration of specific grants of power, has become an ever-present and unaccountable force. It is the nation’s largest creditor, debtor, lender, employer, consumer, contractor, grantor, property owner, tenant, insurer, health-care provider, and pension guarantor. Moreover, with aggrandized police powers, what it does not control directly it bans or mandates by regulation.”

DoeGovernmentCareForceNationsPolicePropertyDefinedHealth CareConsumersOwnersGrantsRegulationFederal GovernmentEmployersBansMandatesPensionProvidersCreditorsDebtorsContractorTenantsLendersPolice Power
Author:Mark Levin
Create image

“Certainly I shall use the police, and most ruthlessly, whenever the German people are hurt. But I refuse the notion that the police are protective troops for Jewish stores. No, the police protect whoever comes into Germany legitimately, but it does not exist for the purpose of protecting Jewish money-lenders.”

PeopleDoeUsePurposeHurtHistoryProtectPoliceNotionRefuseStoresGermanyHolocaustTroopsProtectiveNazismNazi GermanyLendersGoeringMoney Lenders
Author:Hermann Goring
Create image

“The dominant propaganda systems have appropriated the term "globalization" to refer to the specific version of international economic integration that they favor, which privileges the rights of investors and lenders, those of people being incidental. In accord with this usage, those who favor a different form of international integration, which privileges the rights of human beings, become "anti-globalist."”

PeopleHumansDifferentFormUsedTermHuman BeingsEconomyRightsEconomicEconomicsInvestingInternationalPrivilegeFavorsVersionsPropagandaInvestorsSovietDisgustingDominantIntegrationVulgarGlobalizationAccordUsageIdioticDissidentsLendersEconomic Integration
Author:Noam Chomsky
Create image

“Private fortunes, in the present state of our circulation, are at the mercy of those self-created money lenders, and are prostrated by the floods of nominal money with which their avarice deluges us.”

SelfStatesMercyFortuneFloodAvariceCirculationLendersDelugeMoney Lenders
Book:Memoirs, Correspondence, and Private Papers of Thomas Jefferson: Late President of the United States
Create image

“Banks and other providers of credit to households have been competing vigorously to expand or protect their market share. In the process, lending standards have been progressively eroded so that lenders are now engaging in practices that would have been regarded as out of the question five or ten years ago.”

YearsHas BeensProcessPracticeFiveShareProtectTenStandardsYears AgoCompetitionCreditHouseholdCompetingEngagingLendingProvidersLenders
Author:Ian Macfarlane
Create image