Best Borrowers Quotes | Short & Famous Sayings

“The infamous Debt-To-Income ratio is the standard formula most lenders use to determine a potential borrowers capacity. Lenders calculate this by adding up a borrower’s total monthly debt payments and dividing that by the borrowers gross monthly income.”

Business Quotes Hendrith Smith Borrowing Lenders Borrowers Interest Rates Quotes About Business Basis Point Debt To Income

Book:Capital Acquisition: Small Business Considerations for How to Get Financing

Source: Capital Acquisition: Small Business Considerations for How to Get Financing

“Total borrowing has imploded. Private borrowing has collapsed. And, in effect, the Treasury Department is the last borrower left standing.”

Lasts Left Effects Standing Department Borrowing Treasury Borrowers

Author:Peter R. Orszag

“Substantive and procedural law benefits and protects landlords over tenants, creditors over debtors, lenders over borrowers, and the poor are seldom among the favored parties.”

Law Poor Party Protect Benefits Landlord Creditors Debtors Tenants Lenders Borrowers

Author:John Turner

“Lenders look at potential borrowers from many angles before extending credit: How much of its income will a household need to put into debt repayment? How large is the down payment? Does the borrower have a job with a stable income? What is the borrower's credit score?”

Needs Looks Doe Jobs Credit Debt Income Score Stable Household Angle Payment Extending Lenders Borrowers Repayment Credit Scores

Author:Mark Zandi

“The average credit score of today's FHA borrowers is higher than the average American household with a score. As it becomes more costly and difficult to get a FHA loan, loans from private mortgage lenders will become more attractive and their market share will grow.”

Today Grows Difficult Share Higher Average Credit Attractive Score Household Loan Mortgage Lenders Borrowers Credit Scores

Author:Mark Zandi

“Quantitatve easing is NOT going away. Every major country is running a deficit. If they are all net borrowers then who is the lender? The central banks. For this reason – QE is not going away for a long time.”

Ifs Long Country Reason Running Majors Long Time Going Away Deficit Central Banks Lenders Borrowers

Author:Jeffrey Gundlach

“Borrowed thoughts, like borrowed money, only show the poverty of the borrower.”

Inspirational Shows Poverty Acceptance Borrowed Borrowers Borrowed Money

Author:Marguerite Gardiner, Countess of Blessington

“Great collections of books are subject to certain accidents besides the damp, the worms, and the rats; one not less common is that of the borrowers, not to say a word of the purloiners”

Book Certain Common Subjects Accidents Collections Rats Worms Borrowing Damp Borrowers

Author:Isaac D'Israeli

“The shoulders of a borrower are always a little straighter than those of a beggar.”

Littles Shoulders Beggar Borrowing Borrowers

Author:Morris L. Ernst

“The borrowers of America and all the world turn to New York....It is to the quotations on the New York Stock Exchange that men of affairs from Penobscot to Honolulu turn each morning to find how beats the pulse of prosperity and enterprise.”

Men World America Turns Morning New York Beats Affair Prosperity Enterprise Quotations Pulse Stock Exchange Borrowers Honolulu New York Stock New York Stock Exchange

Author:Charles A. Beard

“Sure, we loaned money to build hotels and casinos in Las Vegas. So what? Las Vegas borrowers were good customers.”

Customers Hotel Vegas Las Vegas Casinos Borrowers

Author:Jimmy Hoffa

“Stories never really end. They can go on and on and on. It's just that sometimes, at a certain point, one stops telling them.”

Ends Sometimes Stories Certain Goes On Borrowers

Book:The Borrowers

Source: The Borrowers

“The rich is the one that rules over those of little means, and the borrower is servant to the man doing the lending.”

Men Mean Littles Rich He Man Servant Lending Borrowers

Author:Solomon

“Many politicians and pundits claim that the credit crunch and high mortgage foreclosure rate is an example of market failure and want government to step in to bail out creditors and borrowers at the expense of taxpayers who prudently managed their affairs. These financial problems are not market failures but government failure. ... The credit crunch and foreclosure problems are failures of government policy.”

“The Treasury plan is a disgrace: a bailout of reckless bankers, lenders and investors that provides little direct debt relief to borrowers and financially stressed households and that will come at a very high cost to the US taxpayer. And the plan does nothing to resolve the severe stress in money markets and interbank markets that are now close to a systemic meltdown.”

Littles Doe Plans Cost Direct Stress Debt Relief Resolve Investors Household Severe Disgrace Reckless Taxpayers Bankers Stressed Treasury Lenders Bailouts Meltdowns Borrowers

Author:Nouriel Roubini

“The borrower runs in his own debt.”

Running Debt Borrowing Borrowers

Book:Essays and Lectures

Source: Essays and Lectures

“Any informed borrower is simply less vulnerable to fraud and abuse.”

Success Money Business Self Improvement Abuse Finance Vulnerable Fraud Business Success Hype Borrowers

Author:Alan Greenspan

“The art of banking is always to balance the risk of a run with the reward of a profit. The tantalizing factor in the equation is that riskier borrowers pay higher interest rates. Ultimate safety - a strongbox full of currency - would avail the banker nothing. Maximum risk - a portfolio of loans to prospective bankrupts at usurious interest rates - would invite disaster. A good banker safely and profitably treads the middle ground.”

“Debt is always repaid, either by the borrower or by the lender.”

Investing Debt Lenders Borrowers

Author:James Grant

“Human beans are for Borrowers—like bread’s for butter!”

Humans Bread Beans Borrowers

Book:Borrowers Collection

Source: Borrowers Collection

“Russia will honour its international commitments. Our country is a reliable borrower, a reliable creditor and a reliable supplier. Sanctions come and go, but business ties, economic interests and the reputation of a state remain”

Country States Interest Economic Commitment International Russia Reputation Our Country Ties Honour Comes And Goes Sanctions Creditors Suppliers Borrowers

Author:Dmitry Medvedev

“We used to be hunter-gatherers, now we're shopper-borrowers.”

Used Used To Be Hunters Shoppers Borrowers Hunter Gatherers

Author:Robin Williams

“Beware leverage in all its forms. Borrowers - individual, corporate, or government - should always match fund their liabilities against the duration of their assets. Borrowers must always remember that capital markets can be extremely fickle, and that it is never safe to assume a maturing loan can be rolled over. Even if you are unleveraged, the leverage employed by others can drive dramatic price and valuation swings; sudden unavailability of leverage in the economy may trigger an economic downturn.”

“The high-ceilinged rooms, the little balconies, alcoves, nooks and angles all suggest sanctuary, escape, creature comfort. The reader, the scholar, the browser, the borrower is king.”

Littles Rooms Reader Kings Comfort Creatures Scholar Angle Sanctuary Balconies Borrowers Browsers Creature Comforts

Author:David McCord

“As the run-by-capital society of producers turned since into the run-by-capital society of consumers, I would say that the main, indeed "meta", function of the governments has become now to assure that it is the meetings between commodities and the consumers, and credit issuers and the borrowers, that regularly take place.”

Government Running Function Meetings Credit Producers Consumers Commodity Borrowers

Author:Zygmunt Bauman

“The real problem is deflation. That is the opposite of inflation but equally serious to the borrower.”

Real Problem Serious Opposites Inflation Real Problems Borrowers Deflation

Author:Jack Kemp

“Neither a borrower nor a lender be.”

Inspiration Philosophical Lenders Borrowers

Author:William Shakespeare

“What the mortgage bubble was all about was big banks like Goldman Sachs taking big bundles of subprime mortgages that were lent out largely to low-income, highly risky borrowers, and applying this kind of magic-pixie-dust math to these bundles of securities and slapping AAA ratings on them.”

Kind Bigs Magic Security Lows Math Income Dust Bubbles Mortgage Rating Bundles Low Income Pixies Borrowers Slapping Goldman Sachs Pixie Dust

Author:Matt Taibbi

“Debt is a mistake between lender and borrower, and both should suffer.”

Should Suffering Mistake Debt Lenders Borrowers

Author:Nassim Nicholas Taleb

“Soon we saw that money going to women brought much more benefit to the family than money going to the men. So we changed our policy and gave a high priority to women. As a result, now 96% of our four million borrowers in Grameen Bank are women.”

Men Results Money Millions Saws Four Policy Changed Benefits Priorities Borrowers

Author:Muhammad Yunus

“Grameen Bank was formed as an institution owned by its borrower members, who are poor women. Through its unique decision-making process, Grameen Bank has given millions of women the means to emerge from the shadows in a male-dominated society and to make something of themselves.”

Mean Given Process Decision Poor Millions Members Unique Shadow Institutions Males Decision Making Borrowers Decision Making Process

Author:Muhammad Yunus

“I mean your borrowers of books - those mutilators of collections, spoilers of the symmetry of shelves, and creators of odd volumes.”

Mean Book Creator Odd Collections Volume Shelves Symmetry Borrowers Spoilers

Author:Charles Lamb

“Neither a borrower nor a lender be, for loan oft loses both itself and friend, and borrowing dulls the edge of husbandry.”

“Once again, the 90/10 rule of money applies - 10% of the borrowers in the world use debt to get richer - 90% use debt to get poorer.”

World Use Debt Borrowers

Author:Robert Kiyosaki

“We are renters and borrowers and, in the end, only thieves.”

Ends Thieves Borrowers

Author:Bennett Madison

“Control your generosity when dealing with a chronic borrower.”

Generosity Borrowers Your Generosity

Author:George R. R. Martin

“I'm no innovator. If anything I'm a stealer, or borrower. I've stolen or borrowed from more people than you can shake a stick at.”

People Ifs Leadership Basketball Sticks Coaching Shakes Nba Wrestling Stolen Borrowed Innovators Borrowers Stealers

Author:Bear Bryant

“Take the whole range of imaginative literature, and we are all wholesale borrowers. In every matter that relates to invention, to use, or beauty or form, we are borrowers.”

Writing Matter Whole Use Form Literature Beauty Invention Relate Range Imaginative Plagiarism Wholesale Borrowers

Book:Speeches, Lectures, and Letters, Second Series

Source: Speeches, Lectures, and Letters, Second Series

“Then came the second Amsterdam discovery, although the principle was known elsewhere. Bank deposits...did not need to be left idly in the bank. They could be lent. The bank then got interest. The borrower then had a deposit that he could spend. But the original deposit still stood to the credit of the original depositor. That too could be spent. Money, spendable money, had been created. Let no one rub his or her eyes. It's still being done-every day. The creation of money by a bank is as simple as this, so simple, I've often said, that the mind is slightly repelled.”

Needs Mind Said Stills Done Eye Left Interest Simple Known Principles Creation Discovery Capitalism Originals Credit Elsewhere Her Eyes Being Done Deposits Amsterdam Borrowers

Author:John Kenneth Galbraith

“We must remember that nothing in this world really belongs to us. At best, we are merely borrowers.”

World Philosophy Remember This World Philosophical Borrowers

Author:Christopher Isherwood

“Borrowers are nearly always ill-spenders, and it is with lent money that all evil is mainly done and all unjust war protracted.”

War Done Political Evil Politics Money Ill Unjust Borrowers Unjust War

Book:The Crown of Wild Olive

Source: The Crown of Wild Olive

“The borrower is a slave to the lender and the debtor to the creditor.”

Business Slave Poor Richard Creditors Debtors Lenders Borrowers

Book:Autobiography and Other Writings

Source: Autobiography and Other Writings

“Borrowers will default. Markets will collapse. Gold (the ultimate form of safe money) will skyrocket.”

Form Safe Gold Ultimate Collapse Default Borrowers Buying Gold

Author:Mike Belkin

“Good nature is the cheapest commodity in the world, and love is the only thing that will pay ten percent to both borrower and lender.”

World Love Love Is Pay Ten Percent And Love Commodity Good Nature Lenders Borrowers World And Love

Author:Robert Green Ingersoll

“No gentleman can be without three copies of a book: one for show, one for use, and one for borrowers.”

Book Use Shows Three Gentleman Copies Borrowers

Author:Richard Heber

“Every man is a borrower and a mimic, life is theatrical and literature a quotation.”

Men Life Life Is Literature Every Man Quotations Theatrical Borrowers

Book:The Collected Works of Ralph Waldo Emerson: Society and solitude

Source: The Collected Works of Ralph Waldo Emerson: Society and solitude

“The borrowers will always be willing to take a great deal for themselves. It’s up to the lenders to show restraint, and when they lose it, watch out.”

Shows Loses Deals Watches Willing Restraint Lenders Borrowers

Author:Michael Burry

“When a bank makes a loan, it simply adds to the borrower's deposit account by the amount of the loan. It does not take this money from anyone else's deposit; it was not previously paid in to the bank by anyone. It's new money, created by the bank for the use of the borrower.”

Doe Use Amount Accounts Paid Add Investing Loan Deposits Borrowers

Author:Robert B. Anderson

“Conservatives may believe that impoverished borrowers destroyed Wall Street. But we liberals will not fool ourselves that stupid bankers sank conservatism for good.”

Believe May Streets Stupid Wall Fool Destroyed Conservatism Bankers Borrowers

Author:Thomas Frank

“For such kind of borrowing as this, if it be not bettered by the borrowers, among good authors is accounted Plagiarè.”

Ifs Kind Borrowing Plagiarism Borrowers Good Authors

Author:John Milton

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Borrowers Quotes