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Quote by Charles Marohn

“Every neighborhood must be allowed to grow and change... The reality is that a place that is not changing is dying.”

Quote by Charles Marohn

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Charles Marohn

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“Dollar for dollar, no other society approaches the United States in terms of the number of square feet per person, the number of baths per bedroom, the number of appliances in the kitchen, the quality of the climate control, and the convenience of the garage. The American private realm is simply a superior product. The problem is that most suburban residents, the minute the leave this refuge, are confronted by a tawdry and stressful environment. They enter their cars and embark on a journey of banality and hostility that lasts until they arrive that interior of their next destination. Americans may have the finest private realm in the developed world, but our public realm is brutal.”

“If I am not the legal resident of the apartment you cannot evict me. You cannot evict Mrs. Tuttle, who is the legal resident of the apartment, because she is not living here. Unless you accept my check you are not going to receive any rent for the apartment at all because you cannot rent it to anyone else while I am living here because you cannot evict me so they could move in. Mrs. Tuttle will not pay the rent because she is not living here. Sincerely, Marian Griswold”

“The American real-estate industry believed segregation to be a moral principle. As late as 1950, the National Association of Real Estate Boards' code of ethics warned that "a Realtor should never be instrumental in introducing into a neighborhood ... any race or nationality, or any individuals whose presence will clearly be detrimental to property values." A 1943 brochure specified that such potential undesireables might include madams, bootleggers, gangsters - and "a colored man of means who was giving his children a college education and thought they were entitled to live among whites." The federal government concurred. It was the How Owners' Loan Corporation, not a private trade association, that pioneered the practice of redlining, selectively granting loans and insisting that any property it insured be covered by a restrictive covenant - a clause in the deed forbidding the sale of the property to anyone other than whites. Millions of dollars flowed from tax coffers into segregated white neighborhoods. "For perhaps the first time, the federal government embraced the discriminatory attitudes of the marketplace," the historian Kenneth R. Jackson wrote in his 1985 book, Crabgrass Frontier, a history of suburbanization. "Previously, prejudices were personalized and individualized; FHA exhorted segregation and enshrined it as public policy. Whole areas of cities were declared ineligible for loan guarantees." Redlining was not officially outlawed until 1968, by the Fair Housing Act. By then the damage was done - and reports of redlining by banks have continued.”

“Between 1934 and 1962 the U.S government handed out billions of dollars in home loans. But those weren't available to anyone black, a system eventually referred to as redlining, which would ensure that only whites could get out of poverty and find ways to wealth. In the U.S., that's what caused the development of ghettos. People of colour were not able to invest in housing that could then be passed on down through generations, forming the sort of wealth that many white people have.”