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Andrew Tobias

Andrew Tobias Books

Journalist

Andrew Tobias, born on April 20, 1947, is an accomplished journalist. His career spans various fields, including finance, technology, and social issues, and he is known for his in-depth investigations and unique insights.

The Best Little Boy in the World Grows Up

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“I think a lot of people would rather have more control over their life than less.”

People Thinking

Author:Andrew Tobias

“Nobody wants campaign finance reform more than me. It would save me a fortune.”

Want Fortune Campaigns Finance Reform Save Me Campaign Finance Campaign Finance Reform

Author:Andrew Tobias

“Still, most people don't have much money. So finding ways to come out a couple of thousand dollars ahead every year still matters.”

People Way Years Stills Matter Couple Thousand Findings Dollars

Author:Andrew Tobias

“There's no such thing as altruism.”

Author:Andrew Tobias

“But successful investors tend to be not too self-destructive. They tend to be patient, they tend not to follow the crowd, and they tend not to be too guilty about winning.”

Self Winning Successful Patient Crowds Guilty Destructive Investors Be Patient Self Destructive

Author:Andrew Tobias

“I was a writer for 'New York' magazine. I had been to business school, but what did I know? Still, everybody from the receptionists on up to the editor would ask me what they should do with their money.”

Knows Should Stills School Asks New York Magazines Ask Me Editors Business School Receptionists

Author:Andrew Tobias

“The best thing I have are 5 percent bonds from 1780, denominated from $1 to $20. As far as I can tell, they are obligations from the United States of America, so I should be able to walk down to the Federal Reserve and redeem the uncanceled ones. With 217 years of accrued interest, for a $20 bond, that's about $800,000.”

Should Years I Can States Able America Interest Walks United United States Percent Obligation Best Things Reserves United States Of America Federal Reserve

Author:Andrew Tobias

“There were no jobs created in America from 1945, when the war ended, through 2003. How could there be? Taxes were too high. Preposterously so under Eisenhower, Kennedy, Nixon, Reagan (who left office with a 28 percent rate on long-term capital gains) and Bush the Elder.”

Long War Jobs America Left Term Taxes Office Percent Gains Rate Long Term Elders Capital Gains

Author:Andrew Tobias

“What kind of bank gives back 65 percent-often less-of what you deposit? Indeed, when you compare the services of a bank and an insurance company, common sense suggests something is out of whack.”

Giving Kind Common Company Percent Common Sense Compare Giving Back Deposits Insurance Companies

Author:Andrew Tobias

“There are only two things as complicated as insurance accounting and I have no idea what they are.”

Two Ideas Complicated No Idea Two Things Accounting

Author:Andrew Tobias

“Life insurance in America has traditionally been dominated by mutual insurers. Twelve of the fifteen largest life insurers are mutuals.”

America Mutual Twelve Fifteen

Author:Andrew Tobias

“Not surprisingly, the insurance lobby recoils in horror at the prospect of automatic coverage (including, when it was first proposed, Social Security), no matter how efficient it may be. Automatic coverage eliminates sales commissions and profit.”

Firsts May Matter Social Security Horror Including Profit Efficient Social Security Coverage Recoil

Author:Andrew Tobias

“The life insurance industry is filled with good people who believe in their work and their companies, but who may never have challenged the assumptions underlying their efforts.”

People Believe May Effort Company Industry Filled Assumption Good People

Author:Andrew Tobias

“The life insurance policies advertised on the radio with the line "You cannot be turned down for this coverage!" are actually saying, "For policies this small, it would cost us more to decide whom to turn down than simply to accept everybody - and make them pay through the nose."”

Turns Lines Pay Accepting Policy Cost Radio Noses Coverage Turned Down Insurance Policy Life Insurance Policy

Author:Andrew Tobias

“The first American insurance company was the Friendly Society for the Mutual Insurance of Houses Against Fire, founded in Charles Town in South Carolina, in 1735.”

Firsts House Company Fire Towns South Friendly Mutual Carolina Insurance Companies South Carolina

Author:Andrew Tobias

“The larger the deductible you choose, the less insurance you are buying. Insurers want to sell insurance.”

Want Sells Buying You Choose

Author:Andrew Tobias

“No wonder lawyers, who control the legal system, have fought so hard, and with great success, against "no fault" insurance. No fault, no lawsuits. No lawsuits, no lunch.”

Hard Wonder Faults Lawyer Lunch Great Success Legal System Lawsuit

Author:Andrew Tobias

“Having no national system of catastrophic health insurance, we have, through the courts, managed to patch together pieces of a not very satisfactory one.”

Together Pieces Court Patches

Author:Andrew Tobias

“There's no question young drivers have far more accidents than older ones - but is it our aim to keep them off the roads? Or to allow only rich young people (who can afford the premiums) to drive?”

People Young Rich Aim Accidents Drivers

Author:Andrew Tobias

“Man's natural life span, 75 to 90 years or so, has not increased. It is the number of us who manage to attain it that has increased.”

Men Years Natural Numbers Manage Life Span Natural Life

Author:Andrew Tobias

“Hay fever suffers tend to be above average in intelligence.”

Suffering Average Fever Hay Above Average Hay Fever

Author:Andrew Tobias

“Life insurance is a commodity.”

Author:Andrew Tobias

“In short: Readily available low-cost life insurance would be a threat to the industry, and whatever threatens the life insurance industry threatens America.”

Would Be America Industry Cost Lows Threat Available

Author:Andrew Tobias

“The first life insurance societies where formed in England in the years between 1692 and 1720. In America, life insurance became available to the clergy through the Presbyterian Ministers Fund, founded in 1759 (still in existence), and the Episcopal Corporation, founded ten years later (subsequently merged).”

Years Firsts Stills America Existence Ten England Available Corporations Ministers Fund Clergy Presbyterians

Author:Andrew Tobias

“The industry cannot long offer unneeded or overpriced insurance if people will not buy it.”

People Ifs Long Industry Offers

Author:Andrew Tobias

“Rule of thumb: The more trimmings an insurance plan has and the harder someone is pitching it, the faster you should run.”

Should Running Plans Harder Faster Thumbs Pitching Trimming

Author:Andrew Tobias

“Summers are the best. And I figured summer was my best time for meeting someone, too, because in the summer people are looking for someone to snuggle up with for the winter. And because in the summer I could take off my shirt.”

People Summer Meetings Winter Shirts Best Times Meeting Someone

Book:The Best Little Boy in the World Grows Up

Source: The Best Little Boy in the World Grows Up

“People don't need to find reasons to justify their not giving. What they need to find is the inspiration to give. And those who don't, but could afford to, are missing out on one of wealth's greatest luxuries.”

People Needs Giving Reason Inspiration Wealth Missing Luxury Justify Missing Out

Author:Andrew Tobias

“One of the advantages of the book's having been out there for more than a quarter century is that there's been time for people to report back on what it's done for them.”

People Book Done Century Advantage Reports Quarters

Author:Andrew Tobias

“It's very nice to be able to be who you are.”

Able Nice Who You Are Very Nice Be Who You Are

Author:Andrew Tobias

“Now listen. You can't fool all the people all the time-- but I want you to try.”

People Want Trying Fool I Want You

Author:Andrew Tobias

“You want 21 percent risk free? Pay off your credit cards.”

Want Pay Risk Percent Credit Cards Credit Card

Author:Andrew Tobias

About the Author

Born: April 20, 1947
Known for: Journalist
Quotes: 32

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