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Hendrith Smith Quotes

Browse 242 quotes about Hendrith Smith.

Hendrith Smith Quotes

“The infamous Debt-To-Income ratio is the standard formula most lenders use to determine a potential borrowers capacity. Lenders calculate this by adding up a borrower’s total monthly debt payments and dividing that by the borrowers gross monthly income.”

Business QuotesHendrith SmithBorrowingLendersBorrowersInterest RatesQuotes About BusinessBasis PointDebt To Income
Book:Capital Acquisition: Small Business Considerations for How to Get Financing
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“At Mayflower-Plymouth, we analyze global markets, analyze businesses and employ a range of strategies that emulate natural ecosystems to deliver holistic and industry-consistent investment returns. Our approach emphasizes preservation, steady compounding growth and steady returns for our capital partners and clients.”

InvestingHendrith SmithMayflower PlymouthAsset ManagementPortfolio ManagementCapital Management
Author:Hendrith Vanlon Smith Jr, CEO of Mayflower-Plymouth
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“One reason nature is efficient is because there is no waste. Everything produced creates value for others and is consumed by others on the basis of value. What one life may discard as not valuable is consumed by another life because of its valuable. And all things produced and consumed are continually upcycled, becoming more valuable each cycle. Perhaps it’s because nature has a capital-centric view of things; everything in nature is capital and produces capital which to varying degrees provides value to all other things in nature. Imagine if economies worked like this. Imagine if investment portfolios worked like this. Imagine if businesses worked like this. What a beautiful world it would be.”

NatureEfficiencyHendrith SmithAsset ManagementPortfolio ManagementInvestmentsHedge Funds
Author:Hendrith Vanlon Smith Jr, CEO of Mayflower-Plymouth
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“A good investment is like a good fruit tree. From its conception, it grows exponentially larger consistently and reliably. It’s required input in a small percentage of its output. It regularly gives back to the broader ecosystem, helping multiple other lives to prosper. And it produces an abundance of fruit for the enjoyment of its owner.”

AmericaInvestmentInvestingAfricaNigeriaHendrith SmithKenyaNaira
Book:The Wealth Reference Guide: An American Classic
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“Every tree in every forest is participating in investment activities….. capital allocation, energy flow, resourcefulness, utilization, leverage, information distribution, growth, value creation, and ROI…. Nature is an economy, and every tree is an investor in that economy. Sometimes I just sit in my back yard, observe, and take notes.”

InvestmentHendrith SmithPermaculture EconomyInvestment PsychologyPermaculture EconomicsInvesting QuotesInvestment Advice
Author:Hendrith Vanlon Smith Jr
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“When we are talking about cash flow - once again, nature is a great teacher. Cash is simply the base resource with which most activities predicate. In nature, cash is symbolized by water. Rarely is anything in nature ever lacking water. Even in the deserts, the life forms that live and grow there have figured out ‘cash flow’ or ‘water flow’…. They’ve figured out how to manage the flow of water relative to the tasks and objectives which require its use. If a cactus in the desert can figure out how to manage the flow of water relative to the tasks and objectives which require its use… then we can figure out how to manage the flow of cash relative to the tasks and objectives which require its use. If nature can invest wisely, so can we.”

InvestingHendrith SmithPermaculture EconomyInvestInvestment PsychologyPermaculture EconomicsInvestment Advice
Author:Hendrith Vanlon Smith Jr
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“The Profit function: Individual profits cause collective growth and prosperity. It is necessary for individual people and businesses to profit in a Permaculture Economy where justice is maintained and fairly applied. Profits are earned when efficiency is mastered. With profits, individuals invest in (a) new and innovative means of production which will allow more profits, or (b) buying products and services from other individuals who are also seeking profit by providing value. Profits also incentivize individuals to be productive participants in society to begin with. If there will be no profit in an activity, business or industry, then individuals will decline participation in that activity, business or industry. Since profits are only possible when buyers are satisfied with the productivity of sellers, then it is also true that an individuals willingness to participate in an activity, business or industry is preceded by the buyers satisfaction which allows the seller to profit. But when buyers are dissatisfied and decline participation, it forces sellers to decline participation. Inversely, if profits are eradicated through the force of price-controls by the government, then sellers will decline participation which then causes buyers to decline participation. And when both sellers and buyers decline participation, then whole industries and economies collapse.”

EconomyCapitalismHendrith SmithRepublicansDemocratsPermaculture Economics
Book:Principles of a Permaculture Economy
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