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“Too-easy credit and millions of bad loans made during the U.S. housing bubble paved the way for the financial calamity and Great Recession that followed. Today, by contrast, credit is too tight. Mortgage loans are particularly hard to get, creating a problem for the housing market and the broader economy.”

“"Why is the creative entrepreneur the riskiest type to be?" I asked. "Because being creative means you are often a pioneer. It is easy to copy a successful and proven product. It is also less risky. If you learn to innovate, create, or invent your way to success, you are an entrepreneur creating new value rather than an entrepreneur who wins by copying."”

“I try as hard as possible not to be pessimistic because I have never thought or believed that creating a Nigerian nation would be easy; I have always known that it was going to be a very tough job. But I never really thought that it would be this tough. And what's going on now, which is a subjection of this potentially great country to a clique of military adventurers and a political class that they have completely corrupted - this is really quite appalling. The suffering that they have unleashed on millions of people is quite intolerable.”