“Too-easy credit and millions of bad loans made during the U.S. housing bubble paved the way for the financial calamity and Great Recession that followed. Today, by contrast, credit is too tight. Mortgage loans are particularly hard to get, creating a problem for the housing market and the broader economy.” WayMadeHardProblemTodayEasyMillionsEconomyCreatingFinancialCreditBubblesContrastHousingLoanCalamityMortgageRecessionsGreat RecessionHousing MarketHousing Bubble Author:Mark Zandi
“Despite its potential, the federal government has restricted funding for creating new cell lines - putting the burden of any future research squarely on the shoulders of the private sector. Government's most basic responsibility, however, is the health and welfare of its people, so it has a duty to encourage appropriate scientific investigations that could possibly save the lives of millions.” PeopleGovernmentLinesResponsibilityMillionsDutyCreatingResearchBurdenShouldersDespiteCellsWelfareAppropriateInvestigationFederal GovernmentFundingPrivate Sector Author:Michael Bloomberg
“With millions of people creating songs and uploading them to the web internationally, most artists know they need to dismantle the monetary barrier between themselves and the listener or they simply wont be heard.” PeopleKnowsNeedsArtistSongMillionsHeardCreatingBarriersListenersMonetary Author:Josh Garrels
“Technology has a great advantage in that we are capable of creating dinosaurs and show them on the screen even though they are extinct 65 million years. All of a sudden, we have a fantastic tool that is as good as dreams are.” YearsShowsDreamMillionsTechnologyCreatingCapableAdvantageToolsScreensFantasticDinosaurs Author:Werner Herzog
“The sooner we switch away from carbon-based fuel and start relying on renewable energy sources available in the United States, the sooner we will grow our economy by creating the millions of new jobs that will come from retrofitting homes and businesses, building smart grids, renewable energy systems and planting trees and all the rest. We need to create a lot of jobs that can't be outsourced.” NeedsStatesHomeJobsEnergyGrowsUnitedMillionsUnited StatesEconomyTreeBuildingSourceCreatingSmartAvailableFuelCarbonRenewable EnergyNew JobGridsEnergy SourcesRenewable Energy SourcesOutsourced Author:Al Gore
“This is not some alarmist Orwellian scenario; it is here, now, financed by $20 billion last year and $15 billion more this year of federal money appropriated out of sheer fear. By creating the means to monitor 300 million visits to the United States yearly, this administration and a supine opposition are building a system capable of identifying, tracking and spying on 300 million Americans.” YearsMeanStatesLastsUnitedMillionsUnited StatesBuildingCreatingCapableBillionsAdministrationOppositionLast YearSheerScenariosIdentifyingTrackingOrwellianAlarmists Author:William Safire
“The income tax has spawned an intrusive bureaucracy, creating so much complexity and red tape that millions of ordinary citizens have to go get some accountant to fill out the forms for them - and then sign under penalty of perjury that it was done right. If you knew how to do it right, you wouldn't have to go to somebody else to have it done, would you?” IfsDoneFormMillionsCitizensTaxesCreatingOrdinaryRedIncomeComplexityTapePenaltiesBureaucracyIncome TaxAccountantsRed TapePerjuryOrdinary Citizens Author:Thomas Sowell
“Eighty percent of global warming is the result of man's wrongful use of the resources of the planet and the dumping of millions upon millions of tons of nuclear and other waste in the world, creating great toxic areas all over our skies, our oceans, our rivers, and the earth.” MenWorldUseEarthResultsMillionsSkyPlanetsWasteOceanCreatingPercentResourcesAreasRiversNuclearGlobal WarmingToxicEighty Author:Benjamin Creme
“There are a few obvious consequences and perhaps one subtle possibility. One obvious thing is that, to stimulate the economy, President Obama has committed to creating millions of green jobs that will leave a legacy - much as Roosevelt's public works did during the new deal.” JobsPresidentDealsMillionsEconomyPossibilityCreatingConsequenceGreenCommittedObviousLegacySubtlePresident ObamaNew DealObvious Things Author:Denis Hayes
“Now all of the ideas that I'm talking about, they are not radical ideas. Making public colleges and universities tuition free, that exists in countries all over the world, used to exist in the United States. Rebuilding our crumbling infrastructure, and creating 13 million jobs by doing away with tax loopholes that large corporations now enjoy by putting their money into the Cayman Islands and other tax havens. That is not a radical idea.” WorldIdeasCountryStatesJobsUsedEnjoyUnitedTalkingMillionsUnited StatesHavensCollegeTaxesCreatingUniversityRadicalCorporationsIslandsInfrastructureRebuildingCrumblingTuitionLoopholesColleges And UniversitiesRadical IdeasCayman IslandsCrumbling Infrastructure Author:Bernie Sanders
“I try as hard as possible not to be pessimistic because I have never thought or believed that creating a Nigerian nation would be easy; I have always known that it was going to be a very tough job. But I never really thought that it would be this tough. And what's going on now, which is a subjection of this potentially great country to a clique of military adventurers and a political class that they have completely corrupted - this is really quite appalling. The suffering that they have unleashed on millions of people is quite intolerable.” PeopleTryingCountryHardWould BeJobsPoliticalSufferingNationsEasyKnownClassMillionsMilitaryCreatingToughPessimisticAdventurerGreat CountryUnleashedCliqueSubjection Author:Chinua Achebe
“With living wage jobs, basically 20 million of them to help jump-start a sustainable and healthy economy, with an insured, just transition, for example, for workers in both the fossil fuel and in the weapons industry, because they all need to transition to sustainable forms of production. This is also our answer to the departure of manufacturing jobs and good jobs by creating the manufacturing base here for clean renewable energy and the efficiency systems and public transportation to put these workers to work in jobs that are actually good for them.” NeedsHelpingJobsFormEnergyAnswersMillionsEconomyExampleIndustryHealthyCreatingWeaponsCleanWorkersProductionsFuelTransitionEfficiencyGood JobFossilsManufacturingTransportationFossil FuelDepartureRenewable EnergyLiving WagePublic Transportation Author:Jill Stein
“Making big investments to get off oil, making clean energy alternatives widely available and cheap, and creating millions of new jobs in clean energy industries is a winner with American voters and can carry the whole suite of policies that we need to address global warming.” NeedsWholeBigsJobsEnergyMillionsPolicyIndustryCreatingCleanInvestmentAvailableOilAlternativesWinnerGlobal WarmingAddressesVotersNew JobClean EnergyAmerican VotersEnergy Industry Author:Ted Nordhaus
“We can design things that learn, so you can grow an intelligence by creating an environment and creating things that just do it a million time faster than we do.” GrowsMillionsEnvironmentDesignCreatingFasterJust Do ItCreating Things Author:Howard Rheingold
“Slavery remained in the Deep South by other names - in prison programs with charges over nothing and eternal debt that threatened every African-American in the South right up through World War II. And that was after killing three-quarters of a million people, destroying cities, and creating hostility that exists to this day over the the Confederate flag and the racism it symbolizes, all brewing out of bitterness over a war that didn't have to happen.” PeopleWorldWarHappensThreeNamesCitiesMillionsEternalCreatingRacismProgramSlaveryPrisonSouthKillingDebtAfrican AmericanWar Of The WorldsThis DayBitternessDestroyingQuartersWorld War IiFlagsWorld War IThreatenedHostilityConfederateBrewingConfederate Flag Author:David Swanson
“The ability to double our biomass - not by waiting several million years and growing to be the size of an elephant - but waiting a few hundred thousand years for neurons to sprout into our brains - ones capable of having us create emotional relationships with other members of our species. We thereby double our biomass not by getting bigger, but by creating an ally.” YearsWaitingAbilityBrainMillionsGrowingEmotionalThousandMembersCreatingCapableHundredBiggerSpeciesSizeAlliesThousand YearsElephantsNeuronsSproutsRelationships With OthersBiomassEmotional Relationship Author:John Medina
“Probably the biggest mistake that I made personally is I knew early on that I wanted to go into start-ups and creating kind of software that could help change the lives of millions of people. And basically what I did is I kind of went, okay, well, I need a set of titles and I need a checklist of skills, and I ran through all that, and that wasn't a useless thing, but what I didn't realize, and, you know, and no one gave me the right advice for doing this, is that actually your network, in essentially, is your career.” PeopleKnowsNeedsWellsKindMadeHelpingWantedRealizingMistakeCareersMillionsAdviceSkillsCreatingOkayUselessTitlesRanSoftwareBiggest MistakeChecklistsUseless Things Author:Reid Hoffman
“Cities are never random. No matter how chaotic they might seem, everything about them grows out of a need to solve a problem. In fact, a city is nothing more than a solution to a problem, that in turn creates more problems that need more solutions, until towers rise, roads widen, bridges are built, and millions of people are caught up in a mad race to feed the problem-solving, problem-creating frenzy.” PeopleNeedsMatterFactsProblemSeemsMightTurnsGrowsRaceCitiesMillionsCreatingSolutionsBuiltMadCaughtSolveBridgesProblem SolvingTowersCaught UpChaoticFrenzySolution To A Problem Book:Downsiders Source: Downsiders