“If you wanted to create jobs in a way that has minimal effect on the deficit but has government action, the two best things you could do are the infrastructure bank and a simple SBA-like loan guarantee for all building retrofits, where the contractor or the energy-service company guarantees the savings. So that allows the bank to loan money to let a school or a college or a hospital or a museum or a commercial building unencumbered by debt to loan it on terms that are longer, so you can pay it back only from your utility savings. You could create a million jobs doing that.” IfsWayTwoGovernmentActionWantedSchoolJobsEnergyTermSimplePayCompanyMillionsEffectsBuildingCollegeDebtSavingBest ThingsGuaranteesHospitalsMuseumsInfrastructureDeficitLoanUtilitySavingsContractor Author:William J. Clinton
“Most of the problems that plague our society - addiction, overeating, crime, domestic violence, prejudice, debt, unwanted pregnancy, educational failure, underperformance at school and work, lack of savings, failure to exercise - are in some degree a failure of self-control.” SelfProblemSchoolViolenceCrimeExerciseDegreesPrejudiceAddictionEducationalDebtSavingOur SocietyPregnancySelf ControlDomestic ViolencePlagueSavingsUnwantedOvereatingUnwanted PregnancyUnderperformance Author:Roy Baumeister
“I never went to a photography school, which was my saving grace.” SchoolGracePhotographySavingSaving Grace Author:Duane Michals