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Savings Quotes

“With money we really fool ourselves. We are our biggest enemies with money and there are some things we can do about it. Automatic deductions are a wonderful thing. But ideally, you should wait until the end of the month, you can see how much extra money you had, and you should put that in your savings account. We don't do that too well, and if we did that, we would never save. So, what we do, is we take money out of our pocket into the saving account at the beginning of the month, take it outside of our control and as a consequence, we spend less and we save more.”

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Author:Dan Ariely
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“It makes no difference to a widow with her savings in a 5 percent passbook account whether she pays 100 percent income tax on her interest income during a period of zero inflation or pays no income tax during years of 5 percent inflation. Either way, she is 'taxed' in a manner that leaves her no real income whatsoever. Any money she spends comes right out of capital. She would find outrageous a 100 percent income tax but doesn't seem to notice that 5 percent inflation is the economic equivalent.”

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Author:Warren Buffett
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“In a speech at the just-concluded G20 summit in London, President Obama urged Americans not to let their fears crimp their spending. It would be unwise, he argued, for Americans to let the fear of job loss, lack of savings, unpaid bills, credit card debt or student loans deter them from making major purchases. According to the president, 'we must spend now as an investment for the future'....instead of saving for the future, we must spend for the future.”

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Author:Peter Schiff
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“I buy mainly Beatles bootlegs and stuff like that. I'm hoping I can go there today. My dad buys my drawings and he re-sells them for quite a bit more and then he puts the money in my savings. I just draw all the time and he buys and I get a lot money [laughs]. It's great. My dad's my best manager I ever had. If I get richer, I'd like to be able to buy more of the real collectible Beatles things. I just need a little more money to be a higher class collector [laughs].”

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Author:Daniel Johnston
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“I'll give you a simple formula for straightening out the problems of the United States. First, you tax the churches. You take the tax off of capital gains and the tax off of savings. You decriminalize all and tax them same way as you do alcohol. You decriminalize . You make gambling legal. That will put the budget back on the road to recovery, and you'll have plenty of tax revenue coming in for all of your social programs, and to run the army.”

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Author:Frank Zappa
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“Anecdote: The East End seemed to be in the grip of yet another economic crisis. ... By the winter of 1933, an army of the unemployed gathered daily outside the dock gates, desperate for a day or 2 paid work. .... There was no cushion, no disaster fund, no stashed savings, no government handouts no syrup that could sweeten the bitter pill of poverty.”

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Author:Melanie McGrath
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“he economy favors throughput over quality and craftsmanship, and economists are terrified because the American savings rate has crept upward from about zero to almost five percent. But the mortgage crisis and the burgeoning credit card crisis are causing Americans to become wary of irresponsible debt.”

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Author:Denis Hayes
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“I know a lot of people in Washington would say, well, you know, indigent people can't manage their health savings account. They're too stupid. But they're not too stupid. Somebody has a diabetic foot ulcer, they learn very quickly not to go the emergency room where it costs five times more to take care of it. They go to the clinic.”

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Author:Benjamin Carson
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“My daughter wrote a book. She is a New York Times Bestselling Author. Fabulous. Couldn't be more proud. She also has no health insurance. A 401 K? Dream on! My daughter left her stable corporate job to be a writer without dental benefits or a savings account, a.k.a. my worst nightmare.”

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Author:Kate Siegel
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“Dreams, in their essence, include risk. This risk could be physical danger (often true in climbing big mountains like Everest), or it could be financial (leaving a comfortable job and pouring your life savings into a business venture), or it could be emotional (like the feelings of loss and questioning that comes with losing friends and coworkers to climbing accidents).”

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Author:Adrian Ballinger
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“There are wonderful low-interest loans you can take out to own your own solar and cut your energy bills down drastically. You can retrofit your home to become more energy efficient with on-bill financing, where the upgrades you make pay for themselves with the energy savings you generate. Ten years ago, there were only a few electric vehicles on the market, and today there are many, many more coming, and with each year the cost of them comes down.”

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Author:Mark Ruffalo
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