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Hendrith Vanlon Smith Jr Quotes

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Famous Hendrith Vanlon Smith Jr Quotes

“Business will forever be a platform for people to exchange value. People are largely unpredictable, and value is largely subjective. This is the space where humans will always outperform AI – the space where active management will always be necessary.”

BusinessCapitalAsset ManagementPortfolio ManagementActive Management
Book:Investing, The Permaculture Way: Mayflower-Plymouth's 12 Principles of Permaculture Investing
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“It is imperative to acquire assets at a financial cost that is less than their value. Timing the purchase based on changes in the marketplace or other factors may present great opportunity to widen the margin between cost and value.”

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Book:Investing, The Permaculture Way: Mayflower-Plymouth's 12 Principles of Permaculture Investing
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“The infamous Debt-To-Income ratio is the standard formula most lenders use to determine a potential borrowers capacity. Lenders calculate this by adding up a borrower’s total monthly debt payments and dividing that by the borrowers gross monthly income.”

Business QuotesHendrith SmithBorrowingLendersBorrowersInterest RatesQuotes About BusinessBasis PointDebt To Income
Book:Capital Acquisition: Small Business Considerations for How to Get Financing
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“It’s ironic perhaps – but no one wants to lend money to someone or something that has no money or no monetary worth. You wouldn’t plant a seed on barren ground – you plant a seed where there’s already a wealth of resources sufficient to cultivate the seed. It could be a tiny bit of soil in a pot, or the expanse of your front yard. But you’re going to make sure the seed has enough soil to put down roots and a quality of soil that facilitates growth.”

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Book:Capital Acquisition: Small Business Considerations for How to Get Financing
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“Since business is an exchange of value, with the greatest profits afforded to the businesses that add the most value most additionally – being a net value adder positions us to achieve the greatest ROI.”

Money ManagementAsset ManagementPortfolio ManagementPortfolio Performance
Book:Investing, The Permaculture Way: Mayflower-Plymouth's 12 Principles of Permaculture Investing
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“A good investment is like a good fruit tree. From its conception, it grows exponentially larger consistently and reliably. It’s required input in a small percentage of its output. It regularly gives back to the broader ecosystem, helping multiple other lives to prosper. And it produces an abundance of fruit for the enjoyment of its owner.”

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Book:The Wealth Reference Guide: An American Classic
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“There is a lot of money in Africa. There’s a lot of value being created by the people of Africa, from Egypt to Ghana to Zambia and everywhere in between. Ideas are flowing from African minds, innovations are emerging from African intellect, African businesses are providing solutions and valuable products and services. We are seeing it now and we will see it even more as the century progresses. As an investor, I’m putting big bets on Africa.”

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Author:Hendrith Vanlon Smith Jr
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“Rules and consequences are not the best tools for classroom management. Giving students goals and rewards is more effective. It’s about putting systems in place that actively incentivize good behavior and passively decentivize bad behavior. In this way, as a teacher you can spend less time on managing behaviors and more time on educating and leading.”

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Author:Hendrith Vanlon Smith Jr
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“The key to classroom behavior management is to have a structured system in place whereby good behaviors are actively and abundantly rewarded, and bad behaviors are promptly and efficiently punished. Rewards should be like the air, ever present and always lingering. Punishment should be like a thunderstorm that is obvious and inconvenient yet quick, temporary and not abusive. The predominant theme of classroom management should be good behaviors and continuous rewards.”

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Author:Hendrith Vanlon Smith Jr
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“Our Investments should be consistent with our values. If we value the environment, we should have our money invested in businesses and systems that improve the condition of the environment and add value to nature. If we value health, we should have our money invested in businesses and systems that help people to live healthier lives in some way.”

InvestmentInvestingPermaculture EconomyMayflower PlymouthInvestment PsychologyPermaculture Economics
Author:Hendrith Vanlon Smith Jr
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