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“Now, once again, we find ourselves facing rising gas prices, and the question is: This time, are we going to learn from the past? Are we finally going to get serious about energy conservation? Of course not! We have the brains of mealworms! So we need to get more oil somehow. As far as I can figure, there's only one practical way to do this. That's right: We need to clone more dinosaurs. We have the technology, as was shown in two blockbuster scientific movies, Jurassic Park and Jurassic Park Returns with Exactly the Same Plot. Once we have the dinosaurs, all we need is an asteroid.”

“The feeling, "this can't be it", is a very powerful form of prayer. It's the agony of the separated self longing for reunion with wholeness. It's the call of your soul urging you to return to your own path and purpose. It's the force of evolution driving you home. Do not try to deny or override your divine discontent. Heed its call. Knowing "this can't be it" implies that somewhere inside you, you DO know what IS it.”

“Where woman has taken her place in business she has found her method ready-shaped for her, and following that, she does her work,if with a certain amount of monotony, yet without undue fatigue. Her hours are fixed, and as a rule she gets needful change of scene as she goes to her business and returns to her home or the place where she lives. But the "home- maker" has not, nor can she have, any such change, and her hours are always from the rising of the sun beyond the going down of the same.”

“If a man, notoriously and designedly, insults and affronts you, knock him down; but if he only injures you, your best revenge is to be extremely civil to him in your outward behaviour, though at the same time you counterwork him, and return him the compliment, perhaps with interest.”

“Pleasure is the rock which most young people split upon; they launch out with crowded sails in quest of it, but without a compassto direct their course, or reason sufficient to steer the vessel; for want of which, pain and shame, instead of pleasure, are the returns of their voyage.”

“In masturbation there is nothing but loss. There is no reciprocity. There is merely the spending away of a certain force, and no return. The body remains, in a sense, a corpse, after the act of self-abuse. There is no change, only deadening. There is what we call dead loss. And this is not the case in any act of sexual intercourse between two people. Two people may destroy one another in sex. But they cannot just produce the null effect of masturbation.”

“Compassion goes on giving, but knows no feeling of giving, knows no feeling that "I am the giver." And then existence goes on responding in thousands of ways. You give a little love and from everywhere love starts flowing. The man of compassion is not trying to snatch anything away, he is not greedy. He does not wait for the return, he goes on giving. He goes on getting too, but that is not in his mind.”

“The practice of Zen is to eat, breathe, cook, carry water, and scrub the toilet — to infuse every act of body, speech, and mind — with mindfulness, to illuminate every leaf and pebble, every heap of garbage, every path that leads to our mind's return home.”

“If we are at war with our parents, our family, our society, or our church, there is probably a war going on inside us also, so the most basic work for peace is to return to ourselves and create harmony among the elements within us - our feelings, our perceptions, and our mental states. That is why the practice of meditation, looking deeply, is so important.”

“Courtesy is doing that which nothing under the sun makes you do but human kindness. Courtesy springs from the heart; if the mind prompts the action, there is a reason; if there be a reason, it is not courtesy, for courtesy has no reason. Courtesy is good will, and good will is prompted by the heart full of love to be kind. Only the generous man is truly courteous. He gives freely without a thought of receiving anything in return.”

“Investors, of course, can, by their own behavior make stock ownership highly risky. And many do. Active trading, attempts to "time" market movements, inadequate diversification, the payment of high and unnecessary fees to managers and advisors, and the use of borrowed money can destroy the decent returns that a life-long owner of equities would otherwise enjoy. Indeed, borrowed money has no place in the investor's tool kit.”

“Index funds have regularly produced rates of return exceeding those of active managers by close to 2 percentage points. Active management as a whole cannot achieve gross returns exceeding the market as a while and therefore they must, on average, underperform the indexes by the amount of these expense and transaction costs disadvantages.”

“There are a few investment managers, of course, who are very good - though in the short run, it's difficult to determine whether a great record is due to luck or talent. Most advisors, however, are far better at generating high fees than they are at generating high returns. In truth, their core competence is salesmanship. Rather than listen to their siren songs, investors - large and small - should instead read Jack Bogle's The Little Book of Common Sense Investing.”

“Nothing highlights better the continuing gap between rhetoric and substance in British financial services than the failure of providers here to emulate Jack Bogle's index fund success in the United States. Every professional in the City knows that index funds should be core building blocks in any long-term investor's portfolio. Since 1976, the Vanguard index funds has produced a compound annual return of 12 percent, better than three-quarters of its peer group.”

“Markets are efficient, but there are different dimensions of risk and those lead to different dimensions of expected returns. That's what people should be concerned with in their investment decisions and not with whether they can pick stocks, pick winners and losers among the various managers delivering basically the same product.”

“Experience conclusively shows that index-fund buyers are likely to obtain results exceeding those of the typical fund manager, whose large advisory fees and substantial portfolio turnover tend to reduce investment yields. Many people will find the guarantee of playing the stock-market game at par every round a very attractive one. The index fund is a sensible, serviceable method for obtaining the market's rate of return with absolutely no effort and minimal expense.”

“... skepticism about past returns is crucial. The truth is, much as you may wish you could know which funds will be hot, you can't - and neither can the legions of advisers and publications that claim they can. That's why building a portfolio around index funds isn't really settling for average. It's just refusing to believe in magic.”

“Index funds are... tax friendly, allowing investors to defer the realization of capital gains or avoid them completely if the shares are later bequeathed. To the extent that the long-run uptrend in stock prices continues, switching from security to security involves realizing capital gains that are subject to tax. Taxes are a crucially important financial consideration because the earlier realization of capital gains will substantially reduce net returns.”