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“Too-easy credit and millions of bad loans made during the U.S. housing bubble paved the way for the financial calamity and Great Recession that followed. Today, by contrast, credit is too tight. Mortgage loans are particularly hard to get, creating a problem for the housing market and the broader economy.”

“Parking Reform Made Easy provides both a theoretical framework and practical methods for reforming parking requirements. By giving planners a sound basis for developing reforms, Richard Willson remedies the problem that many planners feel unqualified to challenge and change long-standing minimum parking requirements.”

“There's a tremendous popular fallacy which holds that significant research can be carried out by trying things. Actually it is easy to show that in general no significant problem can be solved empirically, except for accidents so rare as to be statistically unimportant. One of my jests is to say that we work empirically -- we use bull's eye empiricism. We try everything, but we try the right thing first!”

“Sven-Göran Eriksson, confronted with arguably Europe's weakest qualifying group, has a problem; it is the same one that afflicted Jacques Santini, the France coach at the time, before Euro 2004. Not that there are no easy matches at international level; rather, there are no hard ones. In qualifying for the 2004 European Championship finals, France faced a group not of death, but of sun-block, comprising Slovenia, Israel, Cyprus and Malta, which they duly won by ten points, averaging 3.6 goals per game. We all know what happened next.”

“I get cast gay a fair amount throughout my life. It's not the first time. Matt [Letscher] was kind of like, 'Jeff, um, I'm gonna pretend this is real easy and not a problem, but I've never done this at all.' And so you know, we were awkward for a while. And then he said, 'Let's go for it. Come on. I'm gonna pretend you're my girlfriend, my wife. Here we go.' And we had a lot of fun.”

“I've found in my own life that the older I get, the more stubborn I am in my beliefs and opinions. Without keeping my ego in check, it would be easy for me to bail on relationships when I didn't agree with someone. The antidote to this problem is humility, plain and simple. The more we claim an unassuming nature, the more we believe the best about people and situations, and the more we try and see others through the lens of love. We are then given the opportunity for our relationships to grow.”

“I think it's relatively easy to play defense against a team that can only do one thing. Unfortunately, that's not what we're talking about here with Seattle. They have a great running back - they have a great group of running backs - but Lynch obviously is really kind of in a class by himself. The quarterback's a problem, the receivers are a problem, they have a good offensive line.”

“It is easy to be mindless in America, because dreaming of and living for a better tomorrow is the American way. ... The problem is, in the second half of the twentieth century, we have gotten so good at living for tomorrow that most of us spend very little time in the present.”

“The brand is lying about something, or at least misrepresenting it. When I read a bottle of shampoo or moisturizer or other beauty product, I always perceive a dark subtext. The words haunt me. It comes across as humorous to the reader/audience, but in fact the words really do make me a little bit queasy. Nothing is as easy or natural as consumer brands want us to think - no problem is as resolvable. Your hair will fall out, eventually. Yet we do have these brands, and we line our shelves with them. There's an inherent irony.”

“The oldest problem in economic education is how to exclude the incompetent. A certain glib mastery of verbiage-the ability to speak portentously and sententiously about the relation of money supply to the price level-is easy for the unlearned and may even be aided by a mildly enfeebled intellect. The requirement that there be ability to master difficult models, including ones for which mathematical competence is required, is a highly useful screening device.”

“Only the mediocre are always at their best. If your standards are low, it is easy to meet those standards every single day, every single year. But if your standard is to be the best, there will be days when you fall short of that goal. It is okay to not win every game. The only problem would be if you allow a loss or a failure to change your standards. Keep your standards intact, keep the bar set high, and continue to try your very best every day to meet those standards. If you do that, you can always be proud of the work that you do.”

“Ruling is hard. This was maybe my answer to Tolkien, whom, as much as I admire him, I do quibble with. Lord of the Rings had a very medieval philosophy: that if the king was a good man, the land would prosper. We look at real history and it's not that simple... Real-life kings had real-life problems to deal with... My people who are trying to rule don't have an easy time of it. Just having good intentions doesn't make you a wise king.”

“We Americans are not an inherently more violent people than folks in other countries. We're not inherently more prone to mental health problems. The main difference that sets our nation apart is what makes us so susceptible to so many mass shootings is that we don't do enough, we don't take the basic commonsense actions to keep guns out of the hands of criminals and dangerous people. What's different in America is it's easy to get your hands on a gun.”

“Most do not fully see this truth that life is difficult. Instead they moan more or less incessantly, noisily or subtly, about the enormity of their problems, their burdens, and their difficulties as if life were generally easy, as if life should be easy. They voice their belief, noisily or subtly, that their difficulties represent a unique kind of affliction that should not be and that has somehow been especially visited upon them, or else upon their families, their tribe, their class, their nation, their race or even their species, and not upon others.”

“I think we need to get smart enough to do what's going to help us and not just continue to do things that are going to hurt us. It's pretty easy to read something or hear about it in a message, but it's that personal application of that where it's just you, God, and your problems, that are going to give you the power to get stronger and stronger.”

“The problem with most failing businesses is not that their owners don?t know enough about finance, marketing, management, and operations - they don?t, but those things are easy enough to learn - but that they spend their time and energy defending what they think they know. My experience has shown me that the people who are exceptionally good in business aren?t so because of what they know but because of their insatiable need to know more.”