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“Too-easy credit and millions of bad loans made during the U.S. housing bubble paved the way for the financial calamity and Great Recession that followed. Today, by contrast, credit is too tight. Mortgage loans are particularly hard to get, creating a problem for the housing market and the broader economy.”

“A lot of fantasy names are too much. They’re too difficult to pronounce. I wanted the flavour of medieval England. I took actual names we still use today, like ‘Robert’, and in some case I tweaked them a little bit. I made ‘Edward’ into ‘Eddard’. If you look back at medieval times, no one knew how to spell their own names. There are a lot of variations that we’ve lost.”

“The Lord has made available in our day remarkable resources that enable you to learn about and love this work that is sparked by the Spirit of ElijahIt is no coincidence that FamilySearch and other tools have come forth at a time when young people are so familiar with a wide range of information and communication technologies. Your fingers have been trained to text and tweet to accelerate and advance the work of the Lord-not just to communicate quickly with your friends. The skills and aptitude evident among many young people today are a preparation to contribute to the work of salvation.”

“I believe with all my heart that civilization has produced nothing finer than a man or woman who thinks and practices true tolerance. Some one has said that most of us don't think, we just occasionally rearrange our prejudices. And I suspect that even today, with all the progress we have made in liberal thought, the quality of true tolerance is as rare as the quality of mercy. That men of all creeds have fundamental common objectives is a fact one must learn by the process of education. How to work jointly toward these objectives must be learned by experience.”

“I have made a solemn vow never to send my drawings because people have cheated me. In particular, just today I found... that, having done a drawing of souls in Purgatory for the Bishop of St. Gata, he, in order to spend less, commissioned another painter to do the painting using my work. If I were a man, I can't imagine it would have turned out this way.”

“I would have been an archaeologist or something, maybe a historian. There are a lot of things I would have liked to have done differently, but everything that happened to me made me the person I am today. No matter how negative it seemed at the time or whatever hardship it seemed to have been at that time, Im just the sum of all those amazing experiences.”

“What I got out of baseball is what I have today, and I've got to look at that. I still see some of my friends that never made it past Triple-A. I made that last big step. I was lucky. I'm in love with my land. I got it all from playing ball. It gives me prestige. Someone says, 'What you got?' I say, 'One hundred and twenty-one acres of nice land.'”

“When it comes to the whole debate today over evolution versus creation, Jesus affirmed the early chapters of Genesis were accurate when He said, "Have you not read, that He who created them from the beginning made them male and female" (Matthew 19:4). Adam and Eve didn't come on the scene after billions of years of mutations and evolution. No. God created them all the way back in the beginning-just like Moses reported in the Book of Genesis.”

“To many of us now, computers, silicon chips, data processing, cybernetics, and all the other innovations of the dawning high technology age are as mystifying as the workings of the combustion engine must have been when that first Model T rattled down Main Street, U.S.A. But as surely as America's pioneer spirit made us the industrial giant of the 20th century, the same pioneer spirit today is opening up on another vast front of opportunity, the frontier of high technology.”

“My life has changed because somebody fed my family on Thanksgiving when I was eleven years old. It wasn't the food that changed me, it was the fact that a stranger cared. That's what changed my life. That made me the person I am today and have been for the last 37 years. All that came out of that, that simple act of getting a result.”

“I do not recall another period when ‘faith’ was as popular as it is today. ‘If only we believe hard enough we'll make it somehow.’ So goes the popular chant. What you believe is not important. Only believe... What is overlooked in all this is that faith is good only when it engages truth; when it is made to rest upon falsehood it can and often does lead to eternal tragedy. For it is not enough that we believe; we must believe the right thing about the right One.”

“Frank Capra made a series of films during World War II called 'Why We Fight' that explored America's reasons for entering the war. Today, with our troops engaged in Iraq and elsewhere for reasons far less clear, I think it's crucial to ask the questions: 'Why are we doing what we are doing? What is it doing to others? And what is it doing to us?'”

“Human beings today are surrounded by huge institutions we can never penetrate: the City, the banking system, political and advertising conglomerates, vast entertainment enterprises. They've made themselves user friendly, but they define the tastes to which we conform. They're rather subtle, subservient tyrants, but no less sinister for that.”

“Organized religion has too often followed the road of other people's institutions. It has made adjustments, compromises, and surrenders to a materialistic civilization for the benefit of material security in spite of occasional twinges of conscience and moral protests. The result has been that today much of organized religion is materialistically solvent but spiritually bankrupt.”

“As a young child, being different is isolating, and as a teenager it's humiliating. I wish I had been able to stand out with more confidence when I was a child, and especially when I was a teenager. I was different, but it wasn't always a conscious choice, and it often made me miserable. But I'm all grown up now, and so are you. Today, difference is your strength, your power, and your trademark. It's your signature. It can still be difficult to be different--sometimes even harder than it used to be. Even so, it's time to embrace being yourself. It's time to be authentic.”

“We have made some great strides in terms of treating various types of cancer with early detection. The success rate of recovery for many people today is better than it was a decade or two ago so we can't give up. Yes, we would all love a quick "cure all" but that is not reality. Until then, we all are in this together and we have to keep working towards more progress!”

“Today, I will try to remember to regret the past. I will think of how many mistakes I have made throughout my life. I will say to myself, "If only I could go back in time and make different choices, so that my life could be the way it should have been." Then I will remind myself that I cannot.”

“Yesterday the Soros -funded far left group Media Matters made a big issue of Pat Robertson's idiotic statement that the US should assassinate Venezuelan dictator Hugo Chavez. Today Robertson's comment is all over mainstream media. Are we supposed to think it's news that Robertson has a few screws loose?”

“Andy Wiliams' smooth voice and casual style turned the songs he sang into timeless classics and made him one of America's top pop singers. ... The entertainment industry has lost a giant piece of its living history today, but Williams' legacy will forever be enshrined in the annals of music and television.”

“This is really hard to do but I'd like to change the tone now and briefly mention today's terrible tragedy in France. Twelve people were killed because a satirical newspaper made jokes that some group found offensive. All of us are accustomed to bad news from around the world. But this story hits home for anybody who mocks anyone.”

“Who you really are, your True Nature, is no more tied to the kind of person you've been than the wind is tied to the skies through which it moves. Your past is just that, the past, a place within your psyche with no more reality to it than a picture of a castle on a postcard is made from stone. You have a destination far beyond where you find yourself standing today.”

“The common sense of the word (navy) as we use it today refers to a permanent fighting service made up of ships designed for war, manned by professionals and supported by an adminsistrative and technical infrastructure. A navy in this sense is only one possible method of making war at sea, and by some way the most difficult and the most recent. There have in the past been, and to some extent still are, many other ways of generating sea power.”

“David Rockefeller is the most conspicuous representative today of the ruling class, a multinational fraternity of men who shape the global economy and manage the flow of its capital. Rockefeller was born to it, and he has made the most of it. But what some critics see as a vast international conspiracy, he considers a circumstance of life and just another day's work... In the world of David Rockefeller it's hard to tell where business ends and politics begins”

“Missionary work is a manifestation of our spiritual identity and heritage. We were foreordained in the premortal existence and born into mortality to fulfill the covenant and promise God made to Abraham. We are here upon the earth at this time to magnify the priesthood and to preach the gospel. That is who we are, and that is why we are here - today and always.”